CTOS 2.1.49

CTOS is Malaysia's leading credit reporting agency with over 1 million CTOS ID users.

This application allows you to obtain your CTOS User ID so that you can:

1. Access your CTOS Score report through the mobile app to monitor your credit health
2. Subscribe to CTOS SecureID for protection against identity theft, fraud, and scams
3. Update and maintain the accuracy of your CTOS ID profile

MyCTOS Score Report:

• Improve your chances of loan approval
• Detect warning signs of identity theft and fraud
• Check for any litigation or bankruptcy cases associated with your name
• Review any outstanding debts you owe (Trade References - eTR)
• Correct any inaccuracies and enhance the quality of your credit report

CTOS SecureID:

1. Fraud Alerts:
Dark Web Monitoring: Scans over 14 billion data breach records to detect if your information has been compromised New Credit Application: Notifies you of any new credit applications under your name Credit Limit Changes: Alerts you to any changes in your credit limit (increased or decreased) Account Closure: Informs you of closures of any credit facilities under your name Changes of Address: Notifies you of any address changes associated with your NRIC number Scam Alerts: Provides you with alerts on the latest scams so you can take precautions
2. Credit Monitoring:
Score Updates: Monitors changes in your credit score reports every 3 months Missed Payments: Sends monthly alerts for missed payments Bankruptcy Records: Informs you of any falsely booked or reported bankruptcy cases under your name Litigation Records: Notifies you of any falsely booked or reported legal matters in the court system Trade Referee Listings (eTR): Informs you if you are listed by non-financial institutions for outstanding debt
3. Takaful Coverage:
Up to RM20,000 takaful coverage: Provides coverage for financial losses due to fraudulent transactions and more

We are constantly updating the CTOS ID mobile app to include more features. Download it now!

Learn more at www.ctoscredit.com.my. Follow us on Facebook for the latest updates at https://www.facebook.com/ctosdatasystems.